Workers' Compensation Insurance

  • Medical Expenses

    Workers' comp insurance covers the cost of medical treatment if an employee is injured on the job, ensuring they get the care they need.

  • Legal Defense

    If an employee injury leads to a lawsuit, workers' comp steps in to handle legal costs. It covers attorney fees and court expenses, so you’re not left paying out of pocket.

  • Lost Wages

    Workers' comp provides income replacement if an injured employee is unable to work, helping them financially while they recover.

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What types of injuries are covered by workers' comp?

Workers' compensation insurance covers injuries or illnesses that occur as a direct result of an employee’s job. This includes accidents, repetitive stress injuries, and occupational illnesses, whether they happen on-site or during work-related activities.

Is workers' comp required for my business?

In most states, businesses with employees are legally required to have workers' compensation insurance. The specific requirements can vary by state, so it’s important to check your local regulations to ensure compliance. Contact us to learn more.