Insurance for Pet Groomers and Dog Walkers
Explore insurance for grooming appointments, dog-walking visits and animals entrusted to your business.
Online quotes depend on eligibility and underwriting.
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Grooming involves animals in your care
Describe grooming services, premises and how long animals remain with you. Ask specifically about injury to animals in your custody rather than assuming ordinary property-damage liability includes them. Equipment and visitor injuries present separate questions.
Dog walking extends beyond a shop
Explain individual or group walks, access to customers’ homes and any transportation. Keys, animals in your care and business driving deserve distinct attention. If you also board pets or offer training, disclose those activities instead of treating them as automatically included.
Coverage to consider
General liability: Customer injuries and damage to another person’s property raise liability questions. Review the covered operations, limits and exclusions.
Professional liability: Claims about advice, instruction or services need attention separate from ordinary premises liability. The profession and policy wording matter.
Commercial auto: Business driving should reflect vehicle ownership, drivers and use. Do not assume a personal policy or premises policy addresses every business trip.
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Coverage depends on the policy’s terms, limits and exclusions. An inquiry or online quote does not put coverage in force.
Common questions
Does a groomer’s general liability automatically cover an animal in their care?
No. Ask specifically about animal bailee or care, custody and control provisions.
Should a dog walker disclose transporting pets?
Yes. Describe the vehicles, drivers and transport activity.
What if I add boarding to a walking business?
Discuss boarding before offering it; it is a different activity and may require different coverage.