Business Owner’s Policy
Liability and property protection together, in one practical package for your small business.
Let’s talk insurance.
One policy for connected business risks
A Business Owner’s Policy, or BOP, combines general liability and commercial property coverage. It can simplify insurance for a business that needs protection for both liability claims and its premises or belongings.
Look beyond the premium
Consider the value of your equipment, inventory and improvements, along with the liability limits your business needs. Business-income coverage may also be included, depending on the policy.
Build on the right foundation
A BOP is not a substitute for every type of insurance. Workers’ compensation, commercial auto and professional liability address different risks.
Talk with us about a BOP, or compare an online option through NEXT Insurance.
Common questions
What does a BOP include?
A BOP combines general liability and commercial property insurance. Business-income coverage may be included; check the policy for its limits, exclusions and covered causes of loss.
Is a BOP the same as general liability?
No. General liability is one part of a BOP; the package also includes property protection.
Does a BOP cover every business risk?
No. Workers’ compensation, commercial auto and professional liability typically need separate consideration.