Insurance for Real Estate Businesses
Explore insurance for real estate agents and brokerages providing transaction and advisory services.
Online quotes depend on eligibility and underwriting.
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Focus on the professional service
This page addresses agents and brokerages, not insurance for buildings owned as investments. Describe the representation and advice provided, the business entities involved and the terms of any brokerage arrangement. Professional errors and premises exposure are different concerns.
Review office activity and client visits too
Open-house or office visits, business equipment and employee duties can create questions beyond errors and omissions. If you also manage property or offer other services, disclose them for separate review rather than assuming a sales-focused description includes everything.
Coverage to consider
Professional liability: Claims about advice, instruction or services need attention separate from ordinary premises liability. The profession and policy wording matter.
General liability: Customer injuries and damage to another person’s property raise liability questions. Review the covered operations, limits and exclusions.
Business Owner’s Policy: A BOP combines liability and property coverage for eligible businesses. Review the property included, covered causes of loss and any business-income conditions.
Related business guidance
Opening a business? Read insurance for a new business. You can also browse all industries or find your city in Areas We Serve.
Coverage depends on the policy’s terms, limits and exclusions. An inquiry or online quote does not put coverage in force.
Common questions
Is this page about insuring a rental building?
No. It focuses on agents and brokerages; property ownership needs a separate insurance discussion.
Does a brokerage policy automatically include every agent?
Do not assume so. Review the insured parties and the agent’s relationship with the brokerage.
What if I also offer property management?
Disclose it specifically and review whether the proposed policy addresses that service.