Insurance for Yoga Studios

Explore insurance for yoga instruction in your studio, at other venues and outdoors.

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Online quotes depend on eligibility and underwriting.

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Type of insurance

Please do not include Social Security numbers, payment information or medical records.

Tell the story of each class format

A heated class, an outdoor session and a small private lesson use different settings. Explain the class formats, instruction and any equipment or hands-on assistance involved. The insurance conversation should follow the teaching, not just the studio address.

Review instructors and rented venues

A studio owner’s policy and an independent instructor’s policy may name different insured businesses. Check how each arrangement works and what a venue requires for an off-site class. Ask about professional instruction as well as participant and premises liability.

Coverage to consider

Professional liability: Claims about advice, instruction or services need attention separate from ordinary premises liability. The profession and policy wording matter.

General liability: Customer injuries and damage to another person’s property raise liability questions. Review the covered operations, limits and exclusions.

Business Owner’s Policy: A BOP combines liability and property coverage for eligible businesses. Review the property included, covered causes of loss and any business-income conditions.

Related business guidance

Opening a business? Read insurance for a new business. You can also browse all industries or find your city in Areas We Serve.

Coverage depends on the policy’s terms, limits and exclusions. An inquiry or online quote does not put coverage in force.

Common questions

Should heated yoga be identified separately?

Yes. Describe the actual class format and conditions rather than using only the word yoga.

Are outdoor yoga classes automatically included?

Do not assume so. Explain the location and activity and review the policy’s terms.

Does my studio’s policy automatically insure a visiting teacher?

Not necessarily. Review who is insured and the teacher’s business arrangement.